:root {
  --ink: #1a1a1a;
  --muted: #555;
  --accent: #1a5fb4;
  --paper: #f6f7f9;
  --card: #fff;
  --line: #e2e5ea;
}
* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.55;
}
header.hero, main, footer { max-width: 42rem; margin: 0 auto; padding: 1.5rem 1.25rem; }
header.hero { padding-top: 3rem; }
.brand { font-weight: 700; letter-spacing: .04em; color: var(--accent); margin: 0 0 .5rem; }
h1 { font-size: 2rem; line-height: 1.2; margin: 0 0 1rem; }
h2 { font-size: 1.3rem; margin: 2rem 0 .75rem; }
.lead { font-size: 1.1rem; color: var(--muted); }
.cta {
  display: inline-block; margin-top: 1rem; padding: .9rem 1.6rem; border-radius: .5rem;
  background: var(--accent); color: #fff; text-decoration: none; font-weight: 600;
}
.note, .small { font-size: .9rem; color: var(--muted); }
.steps { padding-left: 1.25rem; }
.steps li { margin-bottom: .75rem; }
.disclaimer { border-left: 4px solid var(--accent); background: var(--card); padding: 1rem 1.25rem; }
table { border-collapse: collapse; width: 100%; font-size: .95rem; }
th, td { text-align: left; vertical-align: top; padding: .5rem .4rem; border-bottom: 1px solid var(--line); }
th { color: var(--muted); font-weight: 600; }
footer { border-top: 1px solid var(--line); margin-top: 2rem; }
footer nav { display: flex; flex-wrap: wrap; gap: 1rem; margin-bottom: .75rem; }
footer a, main a { color: var(--accent); }
.legal h2 { font-size: 1.1rem; }
.legal p, .legal li { font-size: .98rem; }
@media (max-width: 480px) { h1 { font-size: 1.6rem; } table { display: block; overflow-x: auto; } }